Most working Australians and many retirees have super savings, which is a large asset outside of owning their main residence. Super is a significant part of retirement planning and therefore it is important to have an awareness of the main super concepts. These include contributing...
Budgeting is an essential foundation for reaching financial goals as well as building and managing wealth. Creating a budget provides you with a snapshot of how your money moves. This information can be used to assess your existing financial situation and also allows you to...
Superannuation is an integral part of saving for retirement. To help support individuals within retirement, the Australian Government requires employers to make minimum super contributions as part of employee benefits. There are many ways that superannuation can be managed and invested to save for retirement. There...
In the Australian Bureau of Statistics, a couple is classified as two people in a couple relationship who both usually reside in the same household, with or without dependents. Throughout their working lives, couples can face choices that impact their personal financial situation. In her TED...
Superannuation is complex and changes regularly. Therefore many individuals do not have a clear understanding of the key principles behind it. The vast majority of working Australians and retirees have superannuation savings, which is a substantial asset to help fund retirement. It is incredibly important to...
Maintaining independence in retirement requires a certain level of planning. Effective retirement planning allows individuals to enjoy the lifestyle you want during the later years of life. Here are 5 things to establish before you retire to have a happy, healthy and rewarding retirement. Superannuation The...
Financial planning for retirement is incredibly important if you have certain retirement goals or a specific lifestyle you would like to uphold in retirement. You may like to deepen your knowledge before consulting a financial advisor about retirement strategies. The following are 9 valuable tips...
An individual is the source of their wealth creation. To create said wealth a person needs to draw upon their energy, regardless of their knowledge or expertise. If an individual’s energy is low it needs powering up, whereas if their energy is high it could...
Many Australians work hard their entire adult lives to enjoy the standard of living they wish to experience in retirement. When you reach age 65, relying on superannuation accounts or the age pension alone has the potential to leave some people missing out or struggling...