One thing that keeps most people up at night is debt. Australian household debt has risen over the past 30 years as more people rely on car loans and credit cards. In Australia, the ratio of debt to income has more than doubled between 1995...
When people reach their 50s and 60s, retirement becomes a reality. As each passing year inches us closer, the scramble to ensure everything is in place intensifies. We often ask ourselves whether we’re ready or if we will have the money we need to survive...
You’ve worked hard throughout your life, you’ve saved and invested for the future, and now you’re nearing the retirement stage of your life - and you’ve decided to do what with your retirement funds? As strange as this question may sound, it is a common...
When we reach our mid-50s, our retirement worries tend to start to grow. While many of us may want to continue enjoying our lives and “live it up” during these years, we have no way of turning back our clocks. All of the money we’ve...
No matter who you are, retirement planning is necessary. An essential aspect of creating an effective plan is knowing and understanding our unique needs, which has a lot to do with which stage we are currently at in our lives, and can also be influenced...
Wherever you may be on life’s path, retirement is in there somewhere along the way. Like most things in life, it is not something we are able to practice for ahead of time. There’s no preparation course and no manual on retirement, which means most...
Morningstar market update, brought to you by Ethica Private Wealth Specialists. This update was held on November 2017 at See Restaurant Mooloolaba QLD Australia. For all your financial planning requirements, give Michael Goodwin and the team at Ethica a call on 07 5443 5577. ...
By the time we reach our 50s, retirement is no longer an abstract idea nor is it too far off in the future. It’s no longer a dream or something to look forward to - rather, it is actually more like a rapidly-approaching reality and...
Are you patiently waiting for your retirement? As many of us who are approaching our pre-retirement years know, the closer we get the longer our retirement years seem to take to arrive. Some days, it can feel as slow and painful as watching grass grow,...
If you’re approaching retirement, you’ve probably thought about how you might handle transitioning from a 40-plus hour work week to a life where you may find yourself all dressed up with nowhere to go and nothing to do. Suddenly, no one needs your help and...