The times have certainly changed, even in the world of lending, as most consumers and investors know. When lending criteria changed back in 2014, property developers were warned about being prepared. The overheated property markets in Sydney and Melbourne was the primary blame for the “credit...
Most young people scoff at the idea of saving for retirement, but many of them don’t realize how dangerous that kind of thinking actually is. If possible, saving for retirement should start as soon as person starts earning money and consulting with a financial adviser...
When most people think of cost of borrowing, they immediately think of their interest rate. While borrowing for education seems like a worthy cause, the actual reality of borrowing any amount of money, no matter what it is intended for, has less to with interest...
With everyone including your financial advisor Sunshine Coast talking about how Social Entrepreneurship and Impact Investing are becoming mainstream, many people are often left wondering what trends and challenges are associated with this movement. Many people don’t really know what impact investing actually is. Where...
Did you know that you could have recently bought buy an entire Queensland town for $750,000? Going under contract just a few days after listing, the entire town of Allies Creek recently went up for sale. Considered by many to have been a bargain, Queensland...
MOST Australians recognise the need to set aside money for retirement. What’s not always clear is just how much cash is needed to support a pretty decent lifestyle in our retirement years. There really isn’t one single answer or amount to answer the question of...
As the entire worlds knows, the UK voted to leave the 28-member European Union and abandon their economic and political partnership. The world watched closely, but not as close as Australian diplomats, despite their gut feelings that it didn’t look like good news. Why did Australia...
Everyone wants to be wealthy, but for most of us, that’s a distant dream called “someday”. Some of us may eventually find a way to become self-made millionaires, but putting your hopes and dreams into someday just isn’t going to cut it. The younger you are...
If you’re getting closer to retirement and you’re interested in consulting with a financial planner Sunshine Coast, it’s best to speak to more than one so you can compare the services they offer and narrow down your choice to the best one for you. Here are...
It's becoming increasingly popular for Baby Boomers to use their Self-Managed Super Fund (SMSF) to purchase investment property. However, when doing so many investors make errors. We’ve recorded the 6 most common errors individuals make when using super to purchase property. Debt and SMSF Self-Managed Superannuation...