Investment Strategies

Investment Strategies from Ethica Private WealthYour Sunshine Coast Financial Planning Specialists

Over the long term investments can generate great rewards, but there are also numerous risks and no guarantees. Before embarking on an investment we recommend you speak with the team at Ethica Private Wealth Specialists as we deal with investments every day and can give you insights, strategies and recommendations that can help you make informed decisions on where to invest your money.

When we prepare an investment plan for you we look at a number of strategies to find the most suitable options for your situation. While there are certainly many available, here are just two of the strategies we consider:

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Dollar cost averaging

To overcome some of the short-term volatility of the share market, the strategy of dollar cost averaging suggests you invest money over a period of time, rather than all at once in a lump sum.

By using dollar cost averaging, you are able to benefit from investing at the lows, while limiting investments at the peak.

This will not always guarantee that you end up with more shares or units in a particular investment but it does remove some of the guesswork of trying to predict if shares are going to rise or fall in the short term.

The team at Ethica Private Wealth Specialists would love to help with your investment planning and invite you to a free consultation to discuss your goals further.

Contact us on (07) 5443 5577 or complete the form below.


Diversification means placing money into a variety of different types of investments so that you spread your risks, rather than putting ‘all your eggs in one basket’. It involves spreading your risk across not only different investments but also different asset classes. Investors talk about four main types of asset:

Fixed Interest (Bonds)
Equities (Shares)

Each year, the top and bottom performing asset classes tend to change, so trying to pick the winner each time means you may pick the loser and are likely to see enormous variations in returns from year to year. It’s also essential to spread your money across different individual investments to minimise the credit risk associated with investing on one company, in case it collapses.

Managed funds already invest across a range of investments, so they can be a good way to diversify if you don’t have the funds to do so yourself. Talk to a professional before parting with your money for your best chance at gaining favourable returns from your investments.

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