Lending & Finance

Your Car Finance & Home Loans Mortgage BrokersSunshine Coast Lending and Finance Specialists

Ethica Private Wealth Specialists Pty Ltd is affiliated with Centrepoint Lending Solutions, which gives us access to finance through more than 50 different lending partners, so we can access a wider range of finance options than you can as an individual.

Let our experienced and authorised credit representatives do the hard work of finding the best loan and managing the paperwork for you.

We can help you with:

Free 2 Hour Wealth Creation Discovery Session

Need to find a financial planner? You're in the right place

Industry Leaders

With over two decades of experience, you know your financial future is in safe hands with the team at Ethica

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Ultimate Flexibility

With literally thousands of investment options to choose from, our team can find what’s right for you

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Local Support

Your financial advisor is based right here on the Sunshine Coast, right across from Sunshine Plaza in Maroochydore

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The Hassle Free Approach To Finance

We will sit down with you and work out your borrowing needs, what you can afford to repay and the most appropriate finance solution to suit your circumstances. All the legwork of going through the different options available and finding the most appropriate recommendations for your situation is done on your behalf.

Our team explains everything to you in jargon-free English and then handles all the loan agreements and paperwork to save you the hassle.

Using a finance broker to arrange your loan saves you lots of time, gives you access to a wide range of options and ensures that you get the most appropriate finance option. It won’t cost you a cent more, as the finance provider gives us the commission that they would normally pay their sales people. The fact that we are receiving a commission does not influence the advice we provide to you, as the commission rates are similar regardless of which loan we recommend.

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The team at Ethica Private Wealth Specialists would love to help with your investment planning and invite you to a free consultation to discuss your goals further.

Contact us on (07) 5443 5577 or complete the form below.

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Our Financial Lending Services Include

Home Loans

Whether it’s your first home or your retirement home, Ethica Private Wealth specialists can act as your Sunshine Coast mortgage brokers and source the loan solutions for your circumstances to help you buy or build the home of your dreams in the most cost-effective way.

Investment Loans

Borrowing funds for investment purposes can be a tax effective way of increasing your net worth. You may want a loan to increase your property portfolio, purchase shares or invest in a business. Talk to our team now to find out how much you can borrow and find a competitive loan for your situation.


Need to refinance your existing mortgage? Looking for a better deal? Want more flexibility? Considering consolidating other debts into your loan? Talk to our experienced team about the ideal way to refinance your loan today.

Car Finance

Looking for car finance? A chattel mortgage can be a very effective way of owning the wheels you want. Let us assist you with a chattel mortgage for passenger cars or commercial vehicles.


Cars, trucks, earthmoving equipment, manufacturing machinery, I.T systems, whatever you need to lease, our team can arrange it for you. We’ll liaise with your accountant to ensure you get the most tax effective leasing option available.

Business & Commercial Loans

When your business needs funding to grow, we can help you with business loans to increase stock levels, purchase new plant and equipment, buy premises, organise shop fitting and more.

Wealth Creation Loans

Usually created in conjunction with your Wealth Creation Plan, this type of loan can be tailored to your specific circumstances and set up with several different accounts, which, for example, may cover your home loan, cash, property investment finance and shares.

The advantage in this structure is that you can easily make changes to the mix of products and move money around with a minimum of paperwork and fees.

No matter what type of finance you need, our experienced, accredited team can source the appropriate, cost effective options for your situation and handle all the details on your behalf, saving you time, money and hassle.
Contact us today for a complementary review of your lending needs and options.

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