There’s no doubt about it, superannuation is an extremely tax effective savings platform that impacts significantly during your working and retired lifetime. Legally all employers must contribute a fixed percentage of the pre-tax income to a super fund, which in essence means, an enforced savings plan for you.

Here’s a snapshot of what you need to know.

There’s a few important turning points to consider over the course of your lifetime when it comes to Superannuation.

There’s many super funds to choose from, each offering different rates, fees and investment solutions. But don’t worry, we can cut through all the marketing hype and fine print to find the right fund for you.

18-35 years

Your main priority is finding the right fund and making sure it’s set up correctly to maximise the benefits.

35-55 years

Now that your fund is set up, you have time on your side to watch your super grow. It’s called interest on interest.

55+ years

This is a critical time. Now is the time to consider your retirement years and how to accumulate the required funds within the cap limits.

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