Between the ages of 18 and 35 could arguably be the best time to get started with financial planning. This is because the earlier you begin, the more time you have to build your wealth.
As your career develops, your lifestyle direction becomes clearer, perhaps you begin to earn more or your family starts to grow, getting your finances planned out early can set you off on the right foot for a successful financial future.
Be smart with your finances and learn to use your money wisely.
At Ethica, we also believe that learning as much as possible about your financial situation and the options available to you will set you up with greater insights and should prevent you from falling into some familiar traps that can cause you to remain stuck in bad debt.