The Aged Pension: Can You Receive It?

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What do you get?

There are a number of benefits available to people of retirement age including:

  • An age pension paid fortnightly
  • Pensioner Concession card
  • Pharmaceutical allowance
  • Rent assistance
  • Telephone allowance
  • Remote area allowance

Man with a glass of wine

Income and Assets Test

The amount of Age Pension you receive will depend on your own circumstances and will be assessed via an income and assets test. Centrelink performs four steps to determine what your pension will be.

If you’re unsure of the benefits available to you or you need to review your financial situation as you prepare for retirement, contact the team at Ethica for a complementary consultation.

Simply phone (07) 5443 5577 or complete the form below to send us an email.

The team at Ethica Private Wealth Specialists would love to help with planning your retirement and invite you to a free consultation to discuss your goals further.

Contact us on (07) 5443 5577 or complete the form below.

Hey, worried about the new changes to The Aged Pension that started on January 1st 2017?We've got you covered with this free half-hour webinar!

To find out how this applies to you, complete this form to book your free discovery session valued at over $440!

Free 2 Hour Wealth Creation Discovery Session

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Budget and Saving Plans

A budget and savings plan can be a key factor in minimising non-beneficial spending and identifying extra money you can use to reach your goals.

Asset Protection: relevant insurance for over 55

This is particularly important for those who haven’t yet paid off their mortgage, have other forms of debt and/or dependent family members. Being over 55, insurance can help you protect your last ‘earning years’ to see out your savings and investment plans.

Superannuation: The Key

For most people over 55, super forms a critical part of retirement planning. By now you have a limited amount of time and earning potential to generate the retirement assets/income you want, so maximising the advantages of superannuation is key.

Wealth Creation: It’s not too late

Although you may be nearing the end of your working years, it’s not too late to look at your wealth building options to fund your aspirations. However, without the luxury of years of compounding, your investment decisions are very important.

The Aged Pension: Can you receive it?

The Federal Government has made some changes to the aged pension in recent years, with further changes currently on the drawing board. The team at Ethica keeps up to date with the latest requirements for receiving a part or full aged pension, so we can answer your questions.

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